As pointed out by the authors of the Quality Watch study commissioned by the Register of Debtors BIG InfoMonitor, almost every second respondent (49 percent) feels satisfaction with how he coped with finances in the past year. 35 percent are disappointed respondents, and 16 percent respondents could not give an unequivocal answer. Every fourth respondent in 2019 enjoyed higher earnings or bonuses, and 15 percent respondents from job change. 16 percent Poles pointed to the positive impact of social programs.